How to Cancel Apple Card Subscription - Cushion (2024)

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How to Cancel Apple Card Subscription

While Cushion doesn’t cancel subscriptions on your behalf, it empowers you with complete financial control. Use this article as a guide to cancel Apple Card Subscription.

Before you learn how to cancel your Apple Card, know that canceling it might negatively impact your credit profile because your credit utilization rate and credit history length will be affected. Credit utilization is the ratio of outstanding credit card balances to available credit. If you close your Apple Card, your total available credit will decrease, and your credit utilization rate will increase. If you have owned the Apple Card for a long time, canceling it will shorten your credit history length and can affect your credit history. According to Experian, consumers own an average of 3.9 credit cards. Closing one card might significantly decrease the amount of credit available to you.

The FICO score is the most commonly used model for measuring credit. According to the FICO score model, the three factors that significantly affect your credit score are:

• Payment History: 35%
• Credit Utilization: 30%
• Credit History Length: 15%

Cushion will take care of your payment history. With Cushion, all your bills and BNPL payments are tracked, organized, scheduled, and issued using a virtual card. Once payments are made, a report is forwarded to Experian. The credit bureaus will know you’re a responsible payer with an impressive history of making timely payments.

Download Cushion, and you won’t have to worry about the 35% anymore. If you think reducing the number of credit cards is the best option to help you save money, find out how to cancel your Apple credit card.

Apple Card Cancelation Process

To cancel your Apple card, open the Wallet app on your iPhone and tap “Apple Card.” Once you go to the “Message” option, chat with an Apple Card specialist. Inform the specialist that you want to close your Apple card. You can also cancel your Apple subscription by calling Apple Card Support at 1-877-255-5923.

How to Cancel Apple Card Subscription on iPhone

1. Open the Wallet Card.
2. Tap “Apple Card”.
3. Tap the “More”
4. Tap “Card Details.”
5. Tap the “Message”
6. Start chatting with an Apple Card specialist. Inform the specialist that you want to cancel your Apple Card subscription.

How to Cancel Apple Card Subscription by Phone

1. Prepare your credit card details and personal information before making the call.
2. Call Apple Card Support at 1-877-255-5923. Customer service is available 24/7.
3. Follow the automated prompts until you connect with an Apple Card specialist.
4. Inform the Apple Card specialist that you are canceling your Apple card subscription.

How to Cancel Apple Card Online

1. Go to the Apple Customer Support Page.
2. Click “Billings and Subscriptions.”
3. Click “Start your cancelation.”
4. You’ll be taken to the App Store & iTunes app.
5. Open “Settings”.
6. Tap your name.
7. Tap “Subscriptions”.
8. Tap “Apple Card”.
9. Tap “Cancel Subscription”.

Note: Once your Apple subscription has been closed, your account will be immediately deactivated, and transactions will no longer be allowed. You’ll be responsible for paying any outstanding balance on the card.

How to Remove Apple Card From Devices

After you’ve closed your Apple Card account, the next step is to remove it from your devices. Follow the steps below to remove the Apple Card from your iPhone, Apple Watch, and Mac.

1. iPhone:

• Open Wallet App.
• Tap “Apple Card”.
• Tap the “More”
• Go to “Card Details.”
• Tap “Remove this Card”

2. Apple Watch:

• Open Wallet App.
• Tap “Apple Card”.
• Tap “Remove”.

3. Mac:

• Go to “Systems Setting.”
• Select “Wallet & App Pay”.
• Click “Apple Card”.
• Click “Remove”.

Account Closure Information

If you subscribed to an Apple Card Family account, once your subscription has been canceled, it will no longer be accessible to anyone in the shared account. Transactions that are attempted after the card has been canceled will be declined. The account owner and the co-owners shall be responsible for paying off the account’s outstanding balance.

Summary

The Apple Card has gained popularity because of its cash-back offers, top-level security features, fast approval requests, and no annual fee benefit. However, if you think you get more benefits from other credit cards, knowing how to cancel your Apple card might be an ideal option to manage your expenses. To cancel your Apple card, you just have to contact an Apple Card specialist, and you can do this on your iPhone, by phone, and online via the App Store & iTunes app.

Frequently Asked Questions (FAQs)

1. How do I cancel a scheduled Apple card payment?

• Open the Wallet app on your iPhone.
• Click “Apple Card”.
• Go to “Latest Transactions.”
• Select the payment you want to cancel.
• Select the payment again.
• Tap “Cancel Payment”.

You can expect Apple to refund you within five business days.

2. How do I cancel my Apple credit card application?

To cancel your Apple credit card application, call customer support at 1-877-255-5923. Follow the automated prompts until an Apple Card specialist takes over the call. Inform the specialist that you want to cancel your Apple credit card application. Your credit card application should be canceled immediately.

3. How do I cancel a dispute on my Apple card?

• Open the Wallet app on your iPhone.
• Click “Apple Card”.
• Go to “Latest Transactions.”.
• Tap the transaction that you want to dispute.
• Under “Transaction History,” tap the transaction again.
• Tap “Report an Issue.”
• Select the issue surrounding the transaction, then tap “Continue.”
• Tap “Continue to Chat.”
• Wait for the pre-written message to appear, then tap “Send.”

You might be directed to an Apple Card specialist or be sent a form requesting more information about the dispute. Fill out the form and submit it. Goldman Sachs will notify you about the status of your dispute.