Division of Insurance - Insurance Professionals (2024)

Online Producer Licensing:

All resident and non-resident applicants can apply or renew an Insurance Producer License online atwww.NIPR.com

Need to update your license with a new name and/or address?

• In accordance with Insurance Bulletin Number2015-4, insurers and other entities are mandated to utilize theNIPR Contact Change Request applicationfor all changes to individual licensees’ contact information (addresses/emails/phone numbers).
• Individual licensees should utilize theNIPR Contact Change Request applicationto make updates to address/email/phoneand new in 2023,namechanges.

Producer Lines of Authority

An insurance producer may receive qualification for a license in one or more of the following lines of authority:

Individual Producer Licensing:

• FEMA: Information for Insurance Professionals

• Insurance Bulletin 2006-7 – Flood Insurance Training Requirements

  https://dbr.ri.gov/documents/news/insurance/InsuranceBulletin2006-7.pdf

  National Flood Insurance Program’s Agent Training

  https://nfipservices.floodsmart.gov/training

  Search for a CE Course or Provider

  https://sbs.naic.org/solar-external-lookup/

Business Entity Licensing:

• At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application and have an active resident or non-resident license in Rhode Island.

• DRLPs are not required to cumulatively cover the lines of authority (LOAs) on the business application.

• Address changes to Business Entity Licenses can be completed online throughSBS for Organizationsor submitted directly to us via email todbr.inslic@dbr.ri.gov.

230-RICR-20-50-2- Governing Regulation for Continuing Education for Insurance Producers

For Providers:

• CE Provider Login
• Continuing education course application instructions and applications (updated April 2018):
  • If you are a RI provider, or a provider with a non-reciprocal home state approval (FL and MA),click herefor course submission instructions and the Rhode Island Home State Application.
  • If you are a provider located in a reciprocal state,click herefor the course submission instructions and NAIC CER Course Filing Form.
  • For instructions on processing and submitting course rosters in SBS, pleaseclick here.

• If you are a Continuing Education Provider with a question about your provider ship or continuing education courses, please reach out to Sharon Wiggins who is the primary contact for inquiries: Sharon.Wiggins@dbr.ri.gov”.

For Producers:

• Click hereto utilize the SBS search to look for continuing education courses and providers.
• To check the status of your credits,click hereto access your license information. Your “Education Transcript” will show all the courses taken and credits banked in your current compliance period.

All applicants can apply or renew an adjuster license atwww.NIPR.com

Important Information About Adjuster Licensing in Rhode Island

2023-2 2023 Insurance Claim Adjuster Licensing

Industry Alert 2024-1 Non-Resident Company and Independent Adjuster Licensing

Independent and Company Insurance Adjuster Licensing:

• Rhode Island resident independent and company adjusters: Before you apply for a license at NIPR you must wait 3-5 days for your exam results to be loaded for electronic validation. You cannot move through the application and apply for your line of authority without the exam results loaded in the backend system. You will need to obtain a B.C.I. (State Background Check) from the RI Attorney General and send it to dbr.inslic@dbr.ri.gov. We will not accept a B.C.I. that is over 30 days old.
• Non-residents New applicants: All new non-resident applicants should be licensed in their resident state if their resident state offers independent adjuster licensing. If a company/staff adjuster’s resident state offers a resident independent adjuster license and does not restrict a company/staff adjuster from obtaining that license, the adjuster should hold the independent adjuster license in that state to be eligible for a non-resident license in RI. We understand that there are jurisdictions awarding DHS status to these individuals in lieu of requiring a resident license, and we will continue to reciprocate with an active DHS in lieu of requiring the resident license in these exact situations until December 31, 2028. Renewals: Insurers should be mindful of resident licensing requirements for non-resident company/staff adjusters and adjust their internal procedures accordingly. We will continue to reciprocate with an active DHS in lieu of requiring the resident license in these situations until December 31, 2028.

Available Lines of Authority:

• Property & Casualty
• Workers Compensation
• Crop (no exam required)

Public Adjuster Licensing:

Rhode Island resident public adjusters: Before you apply for a license at NIPR you must wait 3-5 days for your exam results to be loaded for electronic validation. You cannot move through the application without the exam results loaded in the backend system. You will need to obtain a B.C.I. (State Background Check) from theRI Attorney Generaland send it todbr.inslic@dbr.ri.gov. We will not accept a B.C.I. that is over 30 days old.

Non-resident public adjusters: Before you apply for a license at NIPR you must have an active resident license in your resident state on the Producer Database (PDB).

Emergency Adjuster Licensing:

• All residents and non-residents can apply, renew, and reinstate a Motor Vehicle Damage Appraiser license online atwww.NIPR.com.
• Pleaseclick herefor licensing instructions and general information.
• All applicants whoare not an employee of an insurance companymust submit the required employment affidavit. Select the applicable form below, complete it, and send it toDBR.InsLic@dbr.ri.gov.
  • If you work at an automobile body repair shop,click here.
  • If you do not plan to use the appraiser license immediately and you do not work at an automobile body repair shop,click here.
  • If you do not have an automobile body repair shop license and you do not work at an automobile body repair shop,click here.
  • If you do not plan to use your appraiser license immediately and youdowork at an automobile body repair shop,click here.

• All residents and non-residents can apply or renew a RI Surplus Line Broker License online atwww.NIPR.com.
  • The license fee is $100
• New RI Resident Applicants
  • There is no licensing exam.
  • You must hold an active Insurance Producer license.
• New Non-Resident Applicants
  • You must hold a reciprocal license in your resident jurisdiction.
• All renewal Applicants
  • Please note that the Insurance Division works directly with the Division of Taxation to receive clearance for all SLB License renewals; clearance is provided when all taxes have been filed in accordance with the Division of Taxation requirements.

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• RI DOR Division of Taxation Surplus Lines Filing Change Advisory Notice.​​​​​​​

• Effective 01/01/2020, all Life Settlement Provider applications will be processed throughwww.NIPR.com.
• After renewing on NIPR, the electronic application will pended to our licensing team for review. To complete the application, you are required to submit theannual reportno later than March 1st toDBR.InsLic@dbr.ri.gov.
• Life Settlement Provider Regulation230-RICR-20-60-10

• In accordance withRI Gen. Laws § 27-72-3, a life insurance producer who has been duly licensed as a resident insurance producer with a life line of authority in this state or their home state for at least one year and is licensed as a nonresident producer in this state shall be deemed to meet the licensing requirements of this section and shall be permitted to operate as a broker.
• All resident and non-residents can visitwww.nipr.comto either amend their license or to apply for a license.

Online Title Licensing:

• All residents and non-residents can apply or renew a Title Insurance License online atwww.NIPR.com.

• Click here for all Title Insurance Guidelines.
• Click here for more information about theRhode Island Title Insurers Act.

• Statutory Authority R.I. Gen Laws 27-20.7
• Bulletins - 2002-3 Third Party Administrator
• Apply for a TPA License through NIPR
• Look up a Third Party Administrator License
• Starting 1/1/2017, TPA Renewals will be made through NIPR.

  After you renew on NIPR you are instructed to come to this page to retrieve the required “annual report form.”For TPA Certificate of Authority and TPA Waiver Certificate renewals, please use this form.Please email the completed form todbr.inslic@dbr.ri.gov. All NIPR renewal applications will remain in a pending status until the required annual report is received and reviewed for approval.

• All residents and non-residents can apply or renew a Reinsurance Intermediary Broker or Manager License online atwww.NIPR.com.
  • RI resident applicants are required to hold an active Rhode Island Insurance Producer license prior to applying.
  • Non-resident applicants are required to hold both an active resident insurance producer licenseanda reciprocating reinsurance license in the applicant’s resident state prior to applying.
• Reinsurance intermediary licensing is governed byRI Gen Laws § 27-52-3.

• Portable Electronics Vendors must hold a business entity license in accordance withR.I. Gen. Laws § 27-2.7.
• Applications for both new licenses, renewals, and reinstatements must be made atwww.nipr.com.
• Supplemental Applications are required in addition to the NIPR application.
  • Click herefor the supplemental application in support of a new application.
  • Click herefor the supplemental application in support of a renewal/reinstatement application.
• Requests for changes to licensee information or reporting of statutory notifications should be made via written notice toDBR.InsLic@dbr.ri.gov.

Click here to Generate a Report of Individual and Business Entity Licensees

• Quarterly Active Insurance Producer list download from the website as of- 04-05-2024
  
• Quarterly Active Motor Vehicle Damage Appraisers list download from the website as of- 04-05-2024
  
• Quarterly Active Adjuster licenses-includes all adjuster types; public, company/independent list download from the website as of- 04-05-2024